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Buying and Renting in Ghana: What You Should Know in 2025

As Ghana continues to develop and urbanize rapidly, the demand for housing—both for buying and renting—has grown tremendously. Whether you’re a first-time home buyer, a young professional looking to rent in Accra, or an investor entering the real estate market, it’s crucial to understand how the property system works in Ghana.

Here’s what you should know about buying and renting property in Ghana in 2025.

Buying Property in Ghana

1. Land Ownership Types

Land ownership in Ghana is complex. There are four main categories:

  • Government/public land

  • Stool/skin land (traditional authority)

  • Family/clan land

  • Private land

It’s important to verify who owns the land and whether they have the legal right to sell it. Always conduct a land title search at the Lands Commission before buying.

Tip: Avoid buying land based on verbal agreements or without documentation. Many land disputes in Ghana arise from lack of legal proof.

2. Buying a House or Apartment

In cities like Accra, Kumasi, and Takoradi, there’s a growing market for:

  • Gated communities

  • Semi-detached houses

  • Apartments and condos

Prices vary depending on the location. For example:

  • A 2-bedroom apartment in East Legon may cost between $60,000 – $100,000

  • In areas like Kasoa or Oyarifa, it could be $20,000 – $40,000

Key documents you must check:

  • Land title certificate or indenture

  • Building permit

  • Sales agreement

  • Property tax receipts

Use a licensed real estate agent or lawyer to avoid scams and ensure the transaction is legally sound.

Renting Property in Ghana

1. How Rent Works

Ghana’s rental system is unique. Most landlords require advance payments, sometimes up to 1–2 years in cities like Accra and Tema.

In 2025, there’s been more pressure on landlords to accept 6-month or monthly payments, especially in areas with government regulations or high housing supply.

Average monthly rent in Accra:

  • Single room: GHS 500 – GHS 1,000

  • Chamber & hall: GHS 800 – GHS 1,500

  • 2-bedroom apartment: GHS 1,500 – GHS 3,500+

2. Tenancy Agreement

A written tenancy agreement is highly recommended. It should state:

  • Rent amount and duration

  • Payment method

  • Responsibilities for repairs/utilities

  • Termination terms

Avoid paying rent without a signed agreement and receipt.

3. Red Flags to Avoid

  • “Fake agents” who collect viewing fees without listings

  • Properties without utility connections (water/electricity)

  • Overpriced rent in low-demand areas

  • Landlords who refuse written contracts

Always inspect the property yourself or send a trusted person, and never pay via mobile money to strangers.

Market Trends in 2025

  • Online platforms like Meqasa, Tonaton, and Jiji are widely used to find homes.

  • Gated communities are growing in areas like East Legon Hills, Amasaman, and Pokuase.

  • More Ghanaians in the diaspora are buying homes for investment or retirement.

Final Advice

Whether you’re buying or renting in Ghana:

  • Do your research on the location and property value

  • Work with professionals (agents, lawyers, surveyors)

  • Never rush the process

  • Always demand receipts and agreements

Ghana’s real estate market is full of opportunities—but only for those who proceed with caution and the right information.

Source: Thepressradio.com

Ogyem Solomon

Solomon Ogyem – Media Entrepreneur | Journalist | Brand Ambassador Solomon Ogyem is a dynamic Ghanaian journalist and media entrepreneur currently based in South Africa. With a solid foundation in journalism, Solomon is a graduate of the OTEC School of Journalism and Communication Studies in Ghana and Oxbridge Academy in South Africa. He began his career as a reporter at OTEC 102.9 MHz in Kumasi, where he honed his skills in news reporting, community storytelling, and radio broadcasting. His passion for storytelling and dedication to the media industry led him to establish Press MltiMedia Company in South Africa—a growing platform committed to authentic African narratives and multimedia journalism. Solomon is the founder and owner of Thepressradio.com, a news portal focused on delivering credible, timely, and engaging stories across Ghana and Africa. He also owns Press Global Tickets, a service-driven venture in the travel and logistics space, providing reliable ticketing services. He previously owned two notable websites—Ghanaweb.mobi and ShowbizAfrica.net—both of which contributed to entertainment and socio-political discussions within Ghana’s digital space. With a diverse background in media, digital journalism, and business, Solomon Ogyem is dedicated to telling impactful African stories, empowering youth through media, and building cross-continental media partnerships.

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